1.
Rostami M, Badavar Nahandi Y, Baradaran Hasanzadeh R, Zeynali M. Validation of Key Factors Affecting Credit Risk for Designing an Early Warning Model in the Iranian Banking System (Case Study: Bank Sepah). MSES. Published online January 1, 2027:1-15. Accessed June 2, 2026. https://msesj.com/index.php/mses/article/view/353