Validation of Loan Applicants Using Environmental, Social, and Governance Indicators. Management Strategies and Engineering Sciences, [S. l.], v. 6, n. 5, p. 92–104, 2024. DOI: 10.61838/msesj.6.5.11. Disponível em: https://msesj.com/index.php/mses/article/view/157.. Acesso em: 25 apr. 2025.