Rostami, Mohammad, Younes Badavar Nahandi, Rasoul Baradaran Hasanzadeh, and Mehdi Zeynali. 2027. “Validation of Key Factors Affecting Credit Risk for Designing an Early Warning Model in the Iranian Banking System (Case Study: Bank Sepah)”. Management Strategies and Engineering Sciences, January, 1-15. https://msesj.com/index.php/mses/article/view/353.